uob private banking
uob private banking
Blog Article
UOB Lender features a variety of personal banking products and services built to satisfy the financial requires of individuals. Down below is an in depth overview that can assist you realize the key factors and offerings.
Forms of Accounts
Financial savings Account: This account helps you to save cash while earning fascination.
Features: Quick access, desire earnings, minimum expenses.
Advantages: Safe and sound spot for your money, likely growth by means of fascination.
Current Account: Ideal for each day transactions and managing bills.
Options: Checkbook facility, overdraft protection.
Rewards: Effortless for normal payments and withdrawals.
Fixed Deposit Account: For anyone aiming to get paid greater interest charges about a hard and fast interval.
Features: Preset term deposits, greater curiosity charges when compared to price savings accounts.
Gains: Protected investment choice with predictable returns.
Loans
Personal Financial loans: Unsecured financial loans that could be employed for a variety of applications like education and learning or household renovation.
Forms:
Installment Loans
Credit Strains
Gains: Adaptable repayment phrases, competitive desire premiums.
Household Loans: Tailored methods for obtaining house or refinancing existing home loans.
Sorts:
Set Rate Dwelling Financial loan
Floating Charge Home Personal loan
Positive aspects: Various plans to go well with personal needs, interesting costs.
Credit Cards
UOB presents A variety of bank cards catering to distinct existence and shelling out habits:
Benefits Cards: Receive details on every single buy which may be redeemed for items or travel miles.
Cashback Playing cards: Get cash rebates on every day spending for example groceries and eating out.
Travel Playing cards: Distinctive Rewards like air miles accumulation and journey insurance coverage coverage.
Financial investment Providers
For people interested in developing their prosperity as a result of investments:
Unit Trusts * Diversified portfolio managed by specialists. * Suited to long-term more info progress aims.
Structured Deposits * Brings together the options of conventional deposits with expenditure solutions. * Likely greater returns but with some threat concerned.
Insurance policies Solutions
To shield you and All your family members against unexpected events:
Life Insurance coverage * Offers monetary protection in case of Loss of life or essential disease. * Also can serve as a cost savings Instrument according to the policy chosen.
Health Insurance * Handles clinical bills which includes hospitalization expenses. * Important for mitigating significant healthcare costs.
Electronic Banking Companies
Comfort at your fingertips through electronic platforms:
Web Banking
Allows you to regulate your finances online:
Watch account balances and transaction historical past
Transfer resources amongst accounts or spend expenditures
Make an application for new products (financial loans/credit cards)
Cellular Banking
Banking on-the-go by using cellular applications:
Fast equilibrium checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
Using these comprehensive offerings, UOB aims to deliver customized banking alternatives that cater particularly to unique needs though making certain benefit and security in all transactions.